First a message from our friends at The Oxford Club [sponsor] |
Dear Reader, |
Let me show you some napkin math that'll make your blood boil. |
You deposit $10,000 in your savings account. |
Your bank pays you 0.4%. |
That's $40 a year. Forty bucks. |
Now here's what they do with YOUR $10,000... |
They turn around and park it in something called "The 29% Account." |
It was started as a private "trust fund" for the wealthy elite and America's largest banks and financial institutions. |
At 29%, your $10,000 earns them $2,900. |
They keep $2,860. You get $40. |
That's the game. |
Bank of America does it. Wells Fargo does it. JPMorgan does it. BlackRock has billions parked here. |
They've been doing it for decades. Eating financial caviar... while offering you sardines. |
Since 2000, "The 29% Account" has turned $1,000 into $556,454. |
That's not a typo. That's 25 years of 29% returns... compounding year after year. |
And it's available to any American. |
Click here to see how "The 29% Account" works – and how to cut out the middleman. |
Good investing, |
Marc Lichtenfeld Chief Income Strategist, The Oxford Club |
P.S. $40 for you. $2,860 for them. Same $10,000. Click here to flip the script. |
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FEATURED ARTICLE |
The Weekly Cheaplist |
Where Value Is Hiding for the Week Ahead |
Hey there, bargain hunter — before the market opens and the noise machine spins back up, it's worth slowing down and asking a simple question: |
What actually looks cheap right now? |
Not "what's trending." Not "what ripped last week." Not "what everyone on social media is yelling about." |
But what is: |
trading below historical valuation norms backed by real cash flow or tangible assets misunderstood, ignored, or prematurely written off and positioned to survive if the market stays choppy
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This Cheaplist is built for the upcoming week, not as a set of day trades, but as a watchlist with a plan. Some of these names may work immediately. Others may take patience. That's the point. |
The market right now is doing two things at once: |
Rewarding perfection Punishing anything that looks even slightly uncertain
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That combination is exactly where mispricing tends to appear. |
Let's get into it. |
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The Market Backdrop (Why Cheap Matters This Week) |
Before the stocks, context matters. |
The market is still grappling with: |
elevated interest rates relative to pre-2020 norms selective earnings optimism (AI winners vs everyone else) a consumer that's resilient, but increasingly price-sensitive and capital rotating away from speculative growth toward cash flow, balance sheets, and durability
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Translation: "Good enough" is no longer good enough. |
Companies that miss expectations by a hair get punished. Companies that deliver boring, steady results get ignored. |
That's fertile ground for Cheap Investors. |
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CHEAPLIST NAME #1: Disney (DIS) |
A Global IP Machine Trading Like a Problem Child |
Disney remains one of the most emotionally debated stocks in the market — and that's exactly why it's here. |
The numbers |
Market cap: roughly $200B Forward P/E: ~16–17x (below its long-term average) Parks & Experiences operating margins: mid-20%+ Free cash flow: rebuilding after heavy investment years
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Why it's on the Cheaplist |
The market is still anchored to: |
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What it's underweighting: |
the durability of the Parks segment, which continues to throw off real cash pricing power on premium experiences cost discipline improvements already underway IP leverage that very few companies on earth can replicate
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Disney doesn't need a blockbuster quarter to work. It needs normalization, not reinvention. |
What to watch this week |
Any analyst commentary on valuation vs peers Options activity around medium-term expirations (suggests positioning) Whether the stock holds recent support on light volume
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Cheap Investor view: DIS is not exciting — and that's why it's cheap. |
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CHEAPLIST NAME #2: PayPal (PYPL) |
A Cash-Flow Machine Trapped in a Sentiment Box |
PayPal is one of the clearest examples of valuation compression driven by disappointment rather than deterioration. |
The numbers |
Forward P/E: ~11–12x Annual free cash flow: multiple billions Aggressive share repurchase program in place Net debt: manageable relative to cash flow
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Why it's on the Cheaplist |
The market narrative says: |
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The financial reality says: |
"This is still a highly profitable payments platform with scale." |
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PayPal doesn't need: |
hyper growth viral products or a splashy AI story
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It needs: |
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At this valuation, time becomes your ally. |
What to watch this week |
Whether the stock continues to base above recent lows Analyst revisions (cuts slowing is often bullish) Any commentary around consumer spend data
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Cheap Investor view: PYPL is priced as if it's permanently ex-growth. History suggests that's rarely how this ends. |
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CHEAPLIST NAME #3: Pfizer (PFE) |
When Fear Peaks, Yield and Optionality Matter |
Pfizer has become a classic "left-for-dead" stock. |
The numbers |
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Why it's on the Cheaplist |
The market is focused on: |
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What it's ignoring: |
the dividend being paid to wait cost restructuring already in progress optionality in late-stage pipeline assets
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You're not buying Pfizer for momentum. You're buying it because the downside has already been priced aggressively. |
What to watch this week |
Bond-like behavior: does PFE trade defensively on red market days? Any pipeline or regulatory headlines Dividend safety commentary
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Cheap Investor view: PFE won't make you feel smart — but it may quietly do its job. |
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CHEAPLIST NAME #4: Target (TGT) |
Retail Normalization, Not Retail Collapse |
Retail stocks are emotional instruments. Target is no exception. |
The numbers |
Forward P/E: ~14x Dividend yield: solid and covered Inventory position: significantly cleaner than 12 months ago Margins: stabilizing after prior compression
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Why it's on the Cheaplist |
The market keeps waiting for: |
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What's actually happening: |
Target is operating in a post-boom normalization phase pricing discipline is improving traffic trends are stabilizing
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This isn't a growth stock. It's a mean-reversion candidate. |
What to watch this week |
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Cheap Investor view: When retail sentiment is bad but not getting worse, value often emerges. |
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CHEAPLIST NAME #5: Intel (INTC) |
Strategic Assets the Market Is Still Discounting |
Intel is controversial — and that's exactly why it belongs here. |
The numbers |
Forward P/E: mid-teens Massive physical assets (fabs) Government incentives supporting domestic manufacturing Capex peaking rather than accelerating
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Why it's on the Cheaplist |
The market sees: |
AI envy margin pressure heavy spending
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What it underappreciates: |
the strategic value of domestic semiconductor manufacturing long-dated optionality in foundry services the fact that Intel doesn't need to "win AI" to justify a higher valuation
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This is not a momentum trade. It's a multi-year asset re-rating candidate. |
What to watch this week |
Semiconductor sentiment broadly Any government or policy commentary Whether INTC decouples from pure AI narratives
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Cheap Investor view: INTC is priced for disappointment. That's not the same as priced for zero. |
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CHEAPLIST NAME #6: Comcast (CMCSA) |
Boring Media Cash Flow in a Streaming World |
Comcast is deeply unexciting — which is why it's overlooked. |
The numbers |
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Why it's on the Cheaplist |
The market narrative is stuck on: |
cord-cutting fears media disruption
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The reality: |
broadband churn is manageable content is monetized across multiple channels the company generates real cash, not just "engagement"
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What to watch this week |
Any media or advertising commentary Bond-market behavior (CMCSA trades partly like a yield asset) Relative performance vs high-multiple media peers
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Cheap Investor view: CMCSA is a cash-flow anchor that the market treats like dead weight. |
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How to Use This Cheaplist (Action Plan) |
This is not a "buy everything Monday morning" list. |
Here's how a Cheap Investor approaches the week: |
1️⃣ Scale, don't swing |
Add in tranches. Volatility creates better prices than impatience. |
2️⃣ Watch behavior, not headlines |
If a stock doesn't go down on bad news, that's information. |
3️⃣ Respect opportunity cost |
Cheap doesn't mean fast. Make sure your capital aligns with your time horizon. |
4️⃣ Re-check the thesis mid-week |
If something breaks fundamentally, don't defend it emotionally. |
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The Cheap Investor Bottom Line |
The market right now is obsessed with: |
speed narratives perfection
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The Cheap Investor focuses on: |
price durability and asymmetry
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This week's Cheaplist isn't flashy. It's practical. |
And over time, practical tends to compound better than exciting. |
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