Editor's note: As we gather and spend time with friends and family this Thanksgiving holiday, it's important we remember to be thankful for what we have. In today's special essay, I'll share why I'm grateful to be American – not just for the opportunities this country gave me, but for readers like you who allow me to keep doing what I love. |
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"America didn't just change my life – it gave me one." |
If you've heard my accent, you know it's a strange mix of New York and English – my friends call it "Brooklish." |
I wasn't born in America. I grew up in Britain's foster care system, in a cramped, unheated room above a garage. At night, I'd watch my breath curl into a cold mist and wonder if my life would ever change. |
Ever since I was 12, I'd dreamed of working in the stock market. When I told my school's job counselor, he laughed and said, "Be a telephone repairman." |
But I knew deep down, my destiny was in finance. |
So at 16, I left for America – with $150 in my pocket and a fire in my heart – determined to make it on Wall Street. |
The Streets of Opportunity |
It was 1987. New York was electric – full of money, ambition, and endless opportunity. |
I worked three jobs. I even offered to work for free on Wall Street, until this guy named Frank gave me a shot. I started as an assistant for the big-time brokers and eventually became a big-time broker myself. |
In two years, I became the youngest vice president in Shearson Lehman's history. And after 15 years on Wall Street, I left to run my own hedge fund for a decade before retiring. |
I was never happy on Wall Street, though. Sure, the money was good, but something was missing. I couldn't shake the feeling I was going through life as a taker, not a giver. And that just didn't sit well with me. |
I couldn't enjoy my wealth because the higher I rose through the ranks, the richer I got… And the more I noticed the widening gap between the elite and regular folks. |
Elite investors had access to all the things that would give them an edge: better research, faster executions, and the most lucrative deals. |
And I realized all I was doing was helping rich people get even richer… |
I decided to make a change. I took a risk and quit my job… leaving millions of dollars on the table. I helped launch an independent research firm to share my insights with regular investors. |
My goal ever since has been to help everyday investors bridge the widening wealth gap. We aren't born with the knowledge to bridge this gap. So if I can help shorten that time for you, then I believe that's work worth doing. |
Three Habits to Financial Independence |
I was raised with some screwy beliefs about money. I was taught money was evil. I was told rich people are mean and underhanded. Worst of all, I had it hammered into me that I must accept I would never be rich. |
Maybe you can identify with that type of upbringing. |
Here's what I've learned: Money isn't good or bad. It's neutral. It flows to those who understand how to attract and manage it. And the rules are simple. They work for anyone willing to follow them. |
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Wealth starts with a surplus. Spend less than you make – consistently – and you'll always have money to invest. |
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Unless you own your own business your job is one of your greatest financial assets. Get better at it and you'll make more money. Learn from the best person in your company. Take them to lunch. Ask what they do differently – and listen. Those lessons can make you world-class. |
If your boss doesn't recognize your growth, find one who will. Just don't quit until you've secured your next step. |
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Once you master the first two, this is where wealth compounds. Invest in low-risk, income-producing assets – stocks, real estate, or small businesses. Start a side hustle. And reinvest a small portion of your profits into asymmetric ideas – the kind that deliver outsized returns without outsized risk. |
Follow these habits for seven years and you'll be astonished at how far you've come. |
What I Want to Give You |
If I have an agenda, it's this: to show that anyone can become wealthy. |
My greatest fulfillment doesn't come from making money anymore – it comes from helping ordinary people transform their financial lives. |
Because America gave me that chance. |
I wasn't handed much in life – except a green card that let me work here. Everything else I earned through this country's unmatched freedom and opportunity. |
So this Thanksgiving, I want to appreciate all that it's given me. Gratitude isn't a strong enough word for how I feel about this country. |
Friends, as we head into the holiday season, I want to remind you: I still believe in America. |
I still believe that if you work hard, save diligently, and invest wisely – you'll be rewarded. |
Just like I was. |
Times are tough right now. But you are tougher. You can take control of your actions and your future – one disciplined step at a time. |
Thank you for the opportunity you've given me to be of service to you. You've changed my life in ways I never could have imagined. I'm more grateful to you than you will ever know. |
Let the Game Come to You! |
Big T |
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