Tiny Float (NYSE American: PAPL) Climbs Thursday's Watchlist (5 Key Potential Catalysts On Display)

By leveraging block-chain technology designed specifically for financial use

Any content you receive is for information purposes only. Always conduct your own research. *Disseminated on Behalf of Pineapple Financial Inc. Tiny Float (NYSE American: PAPL) Climbs Thursday's Watchlist (5 Key Potential Catalysts On Display) *Click Here To Get Our Alerts Faster Via SMS* January 21st Dear Reader, By leveraging block-chain technology designed specifically for financial use, this forward-thinking firm is reshaping a long-established market, extending its impact through a nationwide presence. Simultaneously, it is adopting a forward-thinking balance-sheet strategy through a digital asset treasury (DAT) initiative developed in collaboration with the Injective Foundation. The DAT centers on accumulating the Injective token, a Layer-1 block-chain optimized for decentralized finance. This blend of practical financial services and on-chain capabilities yields a distinctive business model that stands apart from its legacy peers, inviting a closer look from fintech observers watching the next wave of innovation. With a low float under 1Mn shares, and a game-changing platform launch under its belt, this under-the-radar NYSE profile has earned the top spot on my watchlist: Pineapple Financial Inc. (NYSE American: PAPL) Pineapple is a fintech company leading Canadian mortgage brokerage network, focused on the long-term success of agents and brokers as well as the overall experience of homeowners. With hundreds of brokers within its network, Pineapple creates cutting-edge cloud-based tools and AI-driven systems to enable its brokers to help Canadians realize their dream of owning a home. And based on several potential catalysts, (NYSE American: PAPL) tops my immediate watchlist. Here's a quick list: #1. A Low Float Of Fewer Than 1Mn Shares Could Create Significant Volatility. #2. The Company Just Launched A Game-Changing Mortgage Tokenization Platform (Brings Real-World Mortgage Data On-Chain). #3. A Game-Changing $100Mn Injective Digital Asset Treasure Strategy Is Launched. #4. The Company Adds Key Experience To Their Newly Formed Special Advisory Committee. #5. PAPL Establishes And Stacks Their Treasury Advisory Board With Significant Experience. But more on those in a second... The Problem Mortgage agents face numerous challenges due to outdated industry processes, requiring them to wear various hats to accomplish their jobs. They spend most of their time trying to stay organized and completing paperwork. 5-10 different software platforms are required - A lot of time is wasted without working on one cohesive platform. Under 20 deals closed per month - Significant opp. lost from time running their business. Majority of agent’s time spent completing administrative tasks - Time is better spent fostering borrower relationships and driving business. Sourcing and originating clients - Lack of technological solutions that help mortgage agents source borrowers. Managing multiple clients by themselves - No automated processes managing existing borrowers. Securing quotations from lenders - Limited or costly support from underwriters. Creating, emailing, filling out, and collecting administrative paperwork prior to, during and after a transaction - Time taken away from core business focus. Minimal training and support - Traditionally, mortgage agents have access to very little training and support from the start and throughout their careers. The Pineapple Solution Pineapple utilizes cutting-edge cloud-based tools and data-driven systems to enable its mortgage agents and brokers to help Canadians realize their ultimate dream of owning a home. Pineapple aims to help fuel the Canadian housing market by becoming the go-to, tech-driven seamless mortgage experience for mortgage agents, lenders and homebuyers. One Software Platform - MyPineapple is a seamless technology platform built for mortgage agents and brokers - the only platform needed for mortgage agents and borrowers to connect on. Over 60 deals closed per month - Mortgage agents have seen an increase in closed deals by up to 300%. Majority of time spent with borrowers and originating business - Pineapple's automated technology allows mortgage agents to foster their borrower relationships and drive their business forward. Automatic creation and collection of all transaction paperwork - Pineapple’s Document Collection Portal is 100% secure, automated and digital. Lead Generation & Cross-Selling Tools - The company's MyPineapple platform is completely automated from lead input, marketing journey customization, daily payroll, deal management and submission to additional business generation. Comprehensive Training - Pineapple provides live training sessions four days per week and offers training in-person, digitally, and on-demand. How Does It Work? 1. Target Clients - Pineapple’s unique scoring and segmentation algorithm can identify where a specific borrower is within the sales cycle (new home buyer, refinancing, etc.) as well as when a conversion opp. becomes available. These borrowers are then driven to their mortgage agents via the MyPineapple platform. 2. Onboard Clients - Providing borrowers with a digital environment ensures that mortgage agents have all necessary data and provides borrowers with an instant pre-qualification. 3. Process With Accuracy - Ensures that mortgage agents can align with the appropriate lender and product providing a more accurate approval process and creating less of a chance of error or declination of the application. Data integrity also allows Pineapple to make better-informed decisions by analyzing lender policies and future analytics. 4. Client Management - Workflow is managed digitally alongside a secure document and client portal for the borrower to upload the required information directly to the mortgage agent. Realtors and lawyers can also be integrated within the transaction process while also staying abreast of the status of their file. 5. Data Analytics - Leverages past borrower data and market insights to identify cost savings or wealth creation opp's for their mortgage agents’ borrower base. The Canadian Market Opp. A New $100Mn+ Digital Asset Treasury (DAT) Strategy Aims To Leverage Injective ($INJ), A Token Purpose-Built For Finance Pineapple’s new Digital Asset Treasury (DAT) strategy is designed as a policy-driven, institutional-grade treasury system that allocates assets to the accumulation of Injective tokens in order to strengthen liquidity, diversify income, and enhance the balance sheet through controlled on-chain participation. A $100Mn DAT target holding showcases Pineapple’s ambition to become the largest public INJ holder, using its mechanisms to support operational resilience, long-term capitalization, and transfer of mortgage data to an on-chain ecosystem INJ Staking Benefits: Yield & Liquidity Strength Through its partnership with Injective, Pineapple taps into a ~12% target staking yield, validator participation, and on-chain governance in a platform built for financial applications. INJ staking provides: Yield generation that enhances non-dilutive revenue Auto-compounding options within strict DAT guardrails Institutional liquidity from Injective’s global ecosystem Deflationary token mechanics, fueling token validation and potentially enhancing asset value over time Pineapple gains access to a yield-enhancing, risk-managed income stream that supports treasury performance and increases financial flexibility. Find Additional Sources And More: PAPL Presentation. PAPL Website. ----- As I mentioned previously, (NYSE American: PAPL) has multiple potential catalysts that send it to the top spot on my watchlist. Take a look: #1. PAPL Potential Catalyst - A Low Float Of Fewer Than 1Mn Shares Could Create Significant Volatility. According to info from the Yahoo Finance website, PAPL has a notably low float. The website reports that this company has roughly 837.11k shares in its float. Why is that important? It's important on one crucial level. Volatility potential. If the company provides positive news at the beginning of 2026, could it help provide a breakout spark when paired with this volatility potential? ----- #2. PAPL Potential Catalyst - The Company Just Launched A Game-Changing Mortgage Tokenization Platform (Brings Real-World Mortgage Data On-Chain). Pineapple Financial Launches Mortgage Tokenization Platform for Its $13.7Bn Portfolio, Bringing Real-World Mortgage Data On-Chain Commences on-chain migration of its mortgage portfolio, unlocking elevated transparency, efficiency, and yield opp's across the mortgage ecosystem More than half a Bn dollars in mortgages tokenized to date as Pineapple converts legacy loan data into secure, auditable digital assets Launch includes Mortgage Data Marketplace and Pineapple Prime, bringing institutional-grade analytics and mortgage-backed yields on-chain December 10, 2025 9:00 AM EST, Toronto, Ontario- Pineapple Financial Inc. (NYSE American: PAPL) ("Pineapple" or "the Company"), a leading fintech platform, today announced the launch of its mortgage tokenization platform, a major advancement in the Company's on-chain financial infrastructure strategy. Pineapple is now converting real-world mortgage records, historically trapped in PDFs, emails, and back-office folders, into secure and programmable digital assets on the Injective block-chain. This marks one of the first instances globally of a publicly traded mortgage company tokenizing its own loan book on a public block-chain and integrating on-chain data into day-to-day operations. As part of the platform's initial deployment, Pineapple has already brought 1,259 previously originated mortgage files on-chain, representing approximately $716Mn CAD in funded mortgage volume. Over the coming months, the Company expects to migrate its entire historical portfolio of more than 29,000 funded mortgages, totaling approximately $13.7Bn CAD, with new originations added on an ongoing basis. Each tokenized mortgage record contains more than 500 unique data points, creating a unified, auditable, and tamper-resistant source of truth designed to streamline operational workflows, improve risk modeling, and unlock new financial products. "Pineapple has been a pioneer in modernizing the Canadian mortgage industry, reshaping a traditional and fragmented space into a technology-driven and data-powered ecosystem," said Shubha Dasgupta, CEO of Pineapple Financial. "By bringing our loan book on-chain, we are not only improving transparency and increasing efficiency, we are laying the groundwork for entirely new financial products, from data marketplaces to mortgage-backed yield platforms. This is the future of mortgage finance, and Pineapple is proud to be leading that transformation." "Tokenizing Pineapple's mortgage portfolio on Injective represents one of the most significant real-world asset deployments ever conducted by a public company," said Cooper Emmons, Institutional Markets Advisor at Injective Labs. "Pineapple is setting a new industry standard by moving real mortgage data on-chain at scale, and Injective is built to support this level of financial innovation. We are excited to partner with Pineapple as they bring new transparency, programmability, and accessibility to the mortgage market." Pineapple's tokenization platform is designed to solve long-standing operational challenges across mortgage finance, including fragmented data systems, manual audits, and outdated document tracking processes. By bringing structured loan-level data on-chain, Pineapple can support automated verification, real-time audit trails, and seamless data sharing for compliant institutional use. Built on this foundation, Pineapple is developing two new commercial products: Mortgage Data Marketplace, a permissioned platform designed to provide compliant access to anonymized loan-level data for institutions seeking improved benchmarking, risk analytics, and market intelligence. Pineapple Prime, a forthcoming product intended to provide on-chain access to mortgage-backed yield opp's, expanding in-vest-or access to one of Canada's most stable real-world asset classes. Pineapple has launched a dedicated tokenization landing page, featuring a real-time metrics tracker that updates automatically as new mortgage assets are minted on-chain. ... Read the full article here. ----- #3. PAPL Potential Catalyst - A Game-Changing $100Mn Injective Digital Asset Treasure Strategy Is Launched. Pineapple Launches $100Mn Injective Digital Asset Treasury Strategy, Completing its First Purchase of $INJ Tokens Initial Open Market Purchase Includes 678,353 INJ Tokens Worth $8.9Mn Milestone Marks Launch of Pineapple’s Ambition to Become the Largest INJ Holder Toronto, ON – October 7, 2025 – Pineapple Financial Inc. (NYSE American: PAPL) (“Pineapple” or the “Company”), a leading fintech platform, today announced the completion of its first open market purchase of Injective ($INJ) tokens, acquiring 678,353 $INJ tokens worth approximately $8.9Mn. This transaction marks the official commencement of Pineapple’s Injective Digital Asset Treasury (DAT) strategy. ... “This initial Injective in-vest-ment underscores our conviction in the strength of the $INJ token’s future and our ambition to create the world’s largest and most productive INJ treasury platform,” said Shubha Dasgupta, Chief Executive Officer of Pineapple Financial. “This transaction marks the first of many milestones, as we establish ourselves as a pioneering DAT company and work to achieve our vision to bring Pineapple’s mortgage finance business onchain using Injective’s financial infrastructure.” ... Read the full article here. ----- #4. PAPL Potential Catalyst - The Company Adds Key Experience To Their Newly Formed Special Advisory Committee. Pineapple Financial Appoints Anthony Georgiades to Board of Directors and Special Advisory Committee Board Appointment Adds Digital Asset, Web3, and Institutional In-vest-ment Expertise to Treasury Oversight Toronto, Ontario--(Newsfile Corp. - December 29, 2025) - Pineapple Financial Inc. (NYSE American: PAPL) ("Pineapple" or "the Company"), a leading fintech platform, today announced the appointment of Anthony Georgiades, General Partner at Innovating Capital, to its Board of Directors. Mr. Georgiades will also serve on Pineapple's newly formed Special Advisory Committee, which will oversee the Company's digital asset treasury strategy focused on accumulating Injective ($INJ) tokens. As a member of the Special Advisory Committee, Mr. Georgiades will work closely with management to guide governance, risk management, and strategic execution of Pineapple's digital asset treasury, while supporting the Company's broader mission to modernize financial services through AI, data, and block-chain technology. "Anthony's deep experience across digital assets, institutional in-vest-ing, and technology infrastructure makes him an ideal addition to our Board and Special Advisory Committee," said Shubha Dasgupta, Chief Executive Officer of Pineapple Financial. "As we execute our digital asset treasury strategy, Anthony's oversight will be critical in ensuring disciplined governance, thoughtful risk management, and long-term value creation as we integrate on-chain infrastructure into Pineapple's operating and capital framework." Mr. Georgiades added, "Pineapple is combining a modern mortgage technology platform with an Injective-based digital asset treasury to bring real-world mortgage data on-chain. I am excited to work alongside my fellow Board and Special Advisory Committee members to support Pineapple's digital asset treasury strategy." ... Read the full article here. ----- #5. PAPL Potential Catalyst - PAPL Establishes And Stacks Their Treasury Advisory Board With Significant Experience. Pineapple Financial Establishes Digital Asset Treasury Advisory Board and Appoints Three Members from Injective Foundation Toronto, Ontario--(Newsfile Corp. - November 20, 2025) - Pineapple Financial Inc. (NYSE American: PAPL) ("Pineapple" or "the Company"), a leading fintech platform, today announced the formation of a Digital Asset Treasury (DAT) Advisory Board as the Company advances its strategy of becoming the largest holder and staker of Injective ($INJ) and the premier on-chain mortgage finance platform in the world. The Advisory Board will initially include three members appointed from the Injective Foundation: Eric Chen, CEO and Co-Founder, Mirza Uddin, Head of Business, and Cooper Emmons, Institutional Lead. Each new member of the Advisory Board brings deep expertise in block-chain technology and decentralized finance through their roles at the Injective Foundation, underscoring the growing strategic alignment between Pineapple and Injective. Chen co-founded the Injective Foundation in 2018, leading its mission to power next-generation decentralized finance infrastructure. Uddin drives strategic partnerships and institutional engagement across the global block-chain ecosystem, and Emmons oversees initiatives connecting traditional finance institutions with Injective's on-chain solutions. "Eric, Mirza, and Cooper bring extensive expertise in block-chain technology and on-chain finance to the Pineapple team," said Shubha Dasgupta, Chief Executive Officer of Pineapple Financial. "Our Advisory Board will serve a critical role as we work together to achieve our goal of bringing real-world financial systems on-chain and become the largest holder and staker of the $INJ token. Pineapple continues to bridge fintech and decentralized finance as a first-mover in the Injective ecosystem, and I look forward to leveraging the Injective team's expertise as we continue to accumulate tokens and build out our treasury strategy." ... Read the full article here. ----- (NYSE American: PAPL) Recap - Look At These Potential Breakout Catalysts #1. A Low Float Of Fewer Than 1Mn Shares Could Create Significant Volatility. #2. The Company Just Launched A Game-Changing Mortgage Tokenization Platform (Brings Real-World Mortgage Data On-Chain). #3. A Game-Changing $100Mn Injective Digital Asset Treasure Strategy Is Launched. #4. The Company Adds Key Experience To Their Newly Formed Special Advisory Committee. #5. PAPL Establishes And Stacks Their Treasury Advisory Board With Significant Experience. ------ Coverage is officially kicked-off on under-the-radar Pineapple Financial Inc. (NYSE American: PAPL). Updates will be heading your way shortly. Keep your eyes peeled for more. Sincerely, FierceAnalyst | Jaks Swift Editorial Writer (Always Remember The St-ock Prices Could Be Significantly Lower Now From The Dates I Provided.) *FierceInvestor (FierceInvestor . com) is owned by SWN Media LLC, a limited liability company. Data is provided from third-party sources and FierceInvestor ("FI") is not responsible for its accuracy. 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